What is a Funeral Plan?

A Funeral Plan means nothing more to pay

When you buy a pre-paid funeral plan from the Midcounties Co-operative you are buying a guarantee that we will deliver the funeral you have asked for without asking your loved ones for any additional payment, however much costs may have risen. Importantly, our plans include the costs payable to third parties.

We offer a range of Set Funeral Plans or you can create a bespoke “tailor made” Funeral Plan specifically for you.

Set Funeral Plan

"Simple and easy"

Our Set Funeral plans make planning your funeral simple and easy. We have 3 set plans to choose from and each come with the option to personalise your funeral so you can make it special. We also have a range of payment options to suit your budget.

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Tailor-made Plan

"Unique and personal"

Our Tailor-made Funeral Plans give you the opportunity to personalise every aspect of your funeral to make it entirely unique to you. You can plan every aspect of your funeral and fit it to your own budget.

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Why a pre-paid funeral plan from the Midcounties Co-operative makes sense for you and your loved ones.

Whether you want to be cremated or buried, The Midcounties Co-operative has a range of pre-paid funeral plans for you.

Guarantee the cost of your funeral from as little as £1 per day.*
The only Funeral Plan to fully guarantee third party costs.
Choose from our range of payment options, including low fixed monthly payments and interest free repayments.
No medical underwriting of health questions to answer - no maximum age limit. Minimum age 18.
Relieve your loved ones of the emotional burden of arranging your funeral.
Plan a funeral event that is personal and unique to you.
If you change your mind within 30 days, we`ll fully refund any payments you have made.
Advice and guidance for you and your family from the UK`s leading Funeral Directors.
Our Funeral Directors are available 24 hours a day, every day of the year.
We will be here for you when you need us most.

*Based on Bronze Funeral Plan over 120 months

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Funeral Costs

The cost of a funeral has steadily risen over the years with increasing pressure coming from rises in the fees charged by third parties.

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How safe is my money?

When you buy a pre-paid funeral plan from the Midcounties Co-operative, the money you pay is placed in a whole of life insurance policy with Royal London, the largest mutual insurer in the U.K. The money is only released to the Midcounties Co-operative funeralcare to meet the costs of the funeral on receipt of a death certificate.